Is Tennessee a Good Place to Live?

Is Tennessee a Good Place to Live? Pros and Cons Explained 

Yes, Tennessee is a good place to live for many individuals and families. 

People move to Tennessee due to its low cost of living, lack of state income tax, and vibrant culture in cities like Nashville and Memphis. However, there are also challenges, including severe weather, rising crime rates in some areas, and being landlocked. 

Whether you are a student, young professional, employee, or a family seeking a fresh start in a new state, Tennessee can be your next home. 

What You’ll Learn in This Guide

In this article, we will utilize current data, expert insights, and real-life considerations to help you determine if this is the ideal location for you. You will discover:

• What makes Tennessee an appealing place to live?

• What potential drawbacks should be considered?

Pros of Living in Tennessee 

Tennessee is a good place to live for many reasons. Here are some of the benefits of living in the Volunteer State.

Pros of Living in Tennessee - visual selection.webp

Low Cost of Living 

One great thing about moving to Tennessee is its affordability. The state has the country's sixth-lowest cost of living index (COLI), with a score of 90.2. This means it’s approximately 9.8% cheaper than the national average of $100. Prices in Tennessee are roughly 11% lower than in other parts of the country, making the state an excellent option for those seeking to save money.

Here’s a breakdown of the cost of living in Tennessee in different categories:

• Groceries: 94.7

• Health: 91.2

• Housing: 79.3

• Miscellaneous: 94.2

• Transportation: 88.8

• Utilities: 92.5

Cost of living in Tennessee vs. the national average

The table below compares prices in Tennessee with the national average to illustrate the state's low cost of living.

Source: World Population Review - Least Expensive States 2025

Economy and Job Market

The Department of Labor & Workforce Development released the Tennessee Economy Report for 2023-2024, highlighting Tennessee’s economic growth over the past years and sharing data on long-term growth trends.

In 2022-2023, Tennessee added more than 57,000 jobs, resulting in a 1.8% increase in nonfarm employment. The median hourly wage increased by 9.7% from $19.20 to $21.0. Many workers benefited from these increases, which allowed them to support their families.

Tennessee employment 

The following are the employment developments in each sector of the economy:

• Construction Workforce: Approximately 161,408 people work in the construction industry, which encompasses a range of projects, including industrial, commercial, and residential.

• Digital Technology and Communications Workforce: 51,056 employees working in the information industry across nearly 9,600 businesses.

• Energy Innovation in the Electric Utility Sector: A greater focus on clean energy sources, such as wind and solar power, advanced nuclear energy, enhanced cybersecurity, and the application of artificial intelligence.

• Health Care and Social Assistance Workforce: 449,826 health care and social services workers. About 39% work in outpatient care, and 35% are in hospitals. Others work in nursing homes, residential care facilities, and other healthcare agencies.

No state income tax

Many people move to Tennessee because the state does not collect state income tax, making it one of eight states in the U.S. that do not impose this tax. Eliminating the state income tax attracted businesses and created more job opportunities in Tennessee. Residents benefit from this law, which enables them to allocate more funds for spending and saving.

Healthcare and Education

Tennessee is a good choice for students due to its quality and affordable schools. Here are some top universities, colleges, and public schools in the state, according to the U.S. News & World Report:

• Vanderbilt University

• University of Tennessee – Knoxville

• Union University

• Belmont University

• Lipscomb University

• University of Memphis

Additionally, Tennessee is ranked #42 in health care in the U.S. Below are some of the best hospitals in the state that offer good healthcare services:

• Vanderbilt University Medical Center (Nashville)

• Baptist Memorial Hospital-Memphis (Memphis)

• Methodist Hospitals of Memphis (Memphis)

• The University of Tennessee Medical Center (Knoxville)

• CHI Memorial Hospital (Chattanooga)

• Ascension Saint Thomas Hospital (Nashville)

Real Estate Market

The real estate market in Tennessee is competitive, with many properties available for buyers. As of early 2025, there were about 27,199 homes for sale and 5,984 new listings. Homes typically sell for an average price of $311,633. Numerous property investments exist, including multi-family homes, condominiums, industrial buildings, and short-term rentals.

Low property taxes

Tennessee is a great place for property investors because it has a low property tax rate of 0.58%, which is lower than the U.S. average of 2.23%. Lower property taxes enable property owners to achieve a higher return on investment. Additionally, the real estate market attracts investors, making Tennessee a hotspot for property development.

Cities in Tennessee and their median property prices

Here are the property prices of the top places in Tennessee.

Source: Tennessee Housing Market by Zillow

What are the Major Cities in Tennessee?

The following are some of the best places to live in the state of Tennessee.

Nashville

Nashville is the capital city and home to around 696,558 people. It is in middle Tennessee, where many musicians gather to make music. Nashville boasts numerous famous landmarks that showcase its rich music, history, and culture. Music fans can visit the Ryman Auditorium, Grand Ole Opry House, Country Music Hall of Fame, and the Johnny Cash Museum.

Chattanooga

Chattanooga is a city in Hamilton County, along the Tennessee River in the foothills of the Appalachian Mountains. This city has undergone revitalization and boasts easy access to numerous outdoor recreation opportunities. You can hike at Lookout Mountain, visit Ruby Falls to see caves and waterfalls, or enjoy views at Rock City Gardens. The Tennessee Riverwalk is perfect for walking, running, or biking. You can consider kayaking or paddleboarding on the Tennessee River for a water activity.

Knoxville

Knoxville is known for its access to the Great Smoky Mountains National Park, the most visited national park in the United States. In 2024, Great Smoky Mountains National Park had 12.2 million visitors. Knoxville offers a blend of urban amenities and natural beauty, making it one of the best places to live in Tennessee. You can take a family trip and find numerous tourist attractions here, like the iconic Sunsphere, the historic Market Square, the cultural Tennessee Theater, and the natural beauty of Ijams Nature Center.

Memphis

Memphis is a city on the Mississippi River in southwest Tennessee. It is home to around 1,188,000 people and is one of the best areas to live in Tennessee. During warm summers in Memphis, there are plenty of fun and exciting things to do. You can walk or rent bikes along the beautiful Mississippi River at Tom Lee Park or the Big River Crossing, which is the longest pedestrian bridge over the Mississippi.

Memphis is often referred to as the "Barbecue Capital of the World" and is renowned for its exceptional cuisine and vibrant culture. The city boasts a lively dining scene and is famous for its soul food and barbecue. Some popular restaurants include Central BBQ, Gus’s World Famous Fried Chicken, The Four Way, and Charlie Vergos’ Rendezvous.

Cons of Living in Tennessee

Moving to Tennessee requires careful planning, as several disadvantages must be taken into account.

Cons of Living in Tennessee - visual selection.webp

Safety

According to the World Population Review: Crime Rate by State 2025, Tennessee's crime rate is 672.70 per 100,000 people, ranking fourth in the United States. The violent crimes reached 628 per 100,000 population. Property crimes, particularly burglaries, are on the rise in Memphis and Shelby County. Memphis experienced a 23% surge in burglaries, while Shelby County saw a nearly 12% increase in burglaries. 

While certain areas in Tennessee have higher crime rates, cities like Nolensville and Signal Mountain are recognized for their low crime rates. Prospective residents should research specific neighborhoods and consider crime statistics when choosing a place to reside. Pay attention to your surroundings and take safety precautions.

Landlocked State

Tennessee might not be your best option if you enjoy spending time at the beach. It is landlocked, and the nearest Gulf Coast beaches are in Alabama and the Florida Panhandle. Popular spots in the area include Gulf Shores, Orange Beach, Pensacola Beach, and Destin.

Traveling from Nashville to these destinations typically takes about 6 to 7 hours and covers a distance of roughly 450 to 470 miles. If you're coming from Knoxville, the journey to the Gulf Coast would take approximately 8 to 9 hours. Having a reliable car in Tennessee is a must, and you can find one among the best car dealerships in Tennessee. 

Prone to Extreme Weather Conditions

Tennessee is known for its susceptibility to extreme weather conditions, particularly during the spring and fall months. Residents often face powerful storms accompanied by high winds and frequent tornado outbreaks. Additionally, heavy rainfall from thunderstorms and prolonged periods of rain, especially during winter and early spring, can lead to widespread flooding and localized flash floods. It is essential to stay informed about local weather reports and be prepared for potential weather emergencies.

Other Aspects of Living in Tennessee

People who move to Tennessee for retirement can experience several things uniquely available in the state. The following are essential things to know about everyday life in the state.

Volunteer Spirit

Tennessee is known as the "Volunteer State" due to its history of strong volunteerism, particularly in military service. In today's time, several charities continue to spread the spirit of volunteerism and support a wide range of causes:

• Hands On Nashville: Wide range of volunteer opportunities in areas such as disaster relief, hunger, environmental conservation, and mentoring.

• Humane Society of Memphis and Shelby County: This organization focuses on animal rescue and care, offering volunteering opportunities that include animal handling and event support.

• Second Harvest Food Bank of Middle Tennessee: Works to combat hunger by distributing food throughout the region.

• United Way of Tennessee: Supports education, health, and financial stability in communities across Tennessee.

Country Music

Nashville, the capital of Tennessee, is known as "Music City." Country music is extremely popular in Nashville, but the city also offers a diverse range of other music genres. It is home to famous places like the Country Music Hall of Fame and the busy Music Row area, where many recording studios and music companies are located. Nashville's focus on supporting musicians and its rich music scene live up to its name.

Food Scene

Tennessee offers some of the best food and restaurants in the country. With its diverse dining options, from Southern comfort food to innovative farm-to-table experiences, the state is a haven for those who appreciate culinary adventures. Notable cities like Nashville, known for its hot chicken, and Memphis, celebrated for its mouthwatering barbecue, are must-visit spots for anyone eager to explore iconic restaurants. Each culinary stop offers a unique glimpse into the vibrant culture and history, making Tennessee an unforgettable food adventure.

Final Thoughts: Moving to Tennessee

Tennessee offers numerous advantages, making it an appealing destination for relocation. However, you must consider the disadvantages of living in Tennessee to balance your expectations.

Deciding whether to make your move to the Volunteer State is a matter of personal choice. This article provides you with insightful information to help you in your decision. Whether you plan to reside in Tennessee permanently or just visit, this guide can help you make the most of your experience.

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Frequently Asked Questions (FAQ)

What is the downside of living in Tennessee?

Tennessee’s downsides include high crime in some areas, severe weather risks, and limited beach access due to its landlocked status.

Is Tennessee worth moving to?

Yes, Tennessee is worth moving to for its low cost of living, lack of state income tax, strong job market, and vibrant culture.

What do I need to know before moving to Tennessee?

Before moving to Tennessee, consider its affordable lifestyle, weather patterns, access to healthcare, and city-specific advantages and disadvantages.

Why is Tennessee considered a less desirable place to live?

Tennessee may be seen as less desirable due to safety concerns, traffic congestion, allergy seasons, and healthcare quality in rural areas.

Is Tennessee a safe place to live?

Tennessee is generally safe in many areas, although some urban zones, such as Memphis, have higher crime rates that require extra caution.

Is Tennessee a good place for young professionals to live?

Tennessee is an excellent place for young professionals, thanks to its job growth, low taxes, and thriving urban scenes.